not bank that's bubble but BRAIN X(
ok having switched banks last autumn i just discovered three key things about the savings account i still appear to have at loidZZZ (into which i put 1 x monthly deposit to have a pile to pay from at the end of the year ie NOW):
i. its contents weren't transferred into the new equivalent savings account at the co op (which in fact doesn't seem to have been set up after all)
ii. i can't transfer out of at lloyds as i have no suitable account there to transfer into
iii. i can't pay anything out of this account as it is the wrong kind of account
so a year's-worth of money earmarked for my (admittedly not very enormous) tax this year is STUCK THERE and i will have to pay out of somewhere else >:(
this is why when i have chats w.financial advisers they always end up laughing nervously at my ways